Home Ownership Made Easy: The Mortgage Broker's Textbook
Discover an Amazing Way to Get Funding for your Clients
Here's Your Chance to Send Your Earnings Soaring ...
While your job description is pretty clear - help as many home buyers as you can get funding to buy the home that they need and want - actually doing your job is getting more and more difficult in today's tough economic climate.
Let me ask you:
How many times have you had a "hot" lead only to eventually find out that the person did not qualify for the loan that they need due to income or credit score or some other factor?
Being able to buy a home is the American dream but today there's far too many people who simply can't qualify for the loan they need to turn that dream into reality - which in turn means you're not earning as much as you could or should be right now.
What I'm about to reveal could send your income skyrocketing in no time!
It's a method that's been tried and proven to be effective in the past.
Let's take a quick look at some of the problems that often arise as mortgage brokers, such as yourself, attempt to get home buyers funded with the loan or loans they need to purchase a home:
- Poor Credit -
Poor credit scores are the first and often the most significant reason that people are turned down for loans and, up until now, there has not been much that you could do as a mortgage broker to help your buyers overcome this obstacle. - Adjustable Rate Mortgages -
This isn't so much an obstacle as it is a bad solution to the previous obstacle we mentioned, poor credit. As you are going to see, there is a much better solution that you can provide your clients with than an adjustable rate mortgage - which could very quickly price them out of their own home. - The Borrower Wants More Than He Can Afford -
Have you, as a mortgage broker, ever found yourself in a situation in which the borrowers want a loan that's for more than they can afford? This usually happens when home buyers find a dream home that they just have to have. So what do you do if you can't get the home buyer the amount they need through traditional financing? There's always an adjustable rate mortgage but as we saw with the previous obstacle this is not the best solution. - Home Buyers Become Convinced They Can't Buy -
How do you convince them that purchasing a home is worth it especially when there are so many costs involved, trouble brewing in the home lending industry and so many pitfalls along the way? By showing them the benefits of owning a home bought with the right financing - the financing that I'm about to reveal to you! - The Borrower With Problems -
Bankruptcies, poor credit, and ill-advised previous purchases can all negatively impact potential home buyers' chances of securing funding for their dream home. Fortunately, there is now a funding solution you can use in which these factors won't matter at all. - Help Your Clients Avoid Adjustable Rate Mortgage and All the Negatives That Accompany Them ... Meaning You'll Be Able to Make More Money ...While Sleeping Easier at Night!
Here's the problem with adjustable rate mortgages:
If a home buyer secures an adjustable rate mortgage because the interest rate is lower the first few months of the loan, and therefore they qualify by the skin of their teeth, that does not mean that they will qualify for the same loan down the road!
As the interest rate on the loan increases over time, as most adjustable rate loans will do, the end result will be a higher monthly mortgage payment for the home buyer.
Here's an example:
Suppose you have a home that has a mortgage of $250,000 and you have a 30-year adjustable rate mortgage at five percent, which has a maximum adjustment of one percent per year.
- $250,000 mortgage at 5 percent for 30 years amounts to a $1342 monthly payment.
- $250,000 mortgage at 6 percent for 30 years amounts to a $1499 monthly payment.
- $250,000 mortgage at 7 percent for 30 years amounts to a $1663 monthly payment.
- $250,000 mortgage at 8 percent for 30 years amounts to a $1834 monthly payment.
- $250,000 mortgage at 9 percent for 30 years amounts to a $2011 monthly payment.
One of the worrisome situations here is that by the time the fifth year has rolled around, the home buyer will be paying $669 more per month then what they were qualified to borrow at the beginning of the loan.
If you think about that for a minute, you'll see the problem. After all, if they did not qualify for a low rate interest loan that was fixed at the time that they secured the loan, what is the likelihood that they would be able to pay nearly $700 more per month a relatively short time later?
As evidenced by all the stories about buyers defaulting on adjustable rate mortgages that have been in the news recently - not very likely.
Also, with all the negative adjustable rate mortgage stories that have been in the news, many of your clients are not going to consider getting adjustable rate mortgages anymore and will instead want something different.
At Last! There's a Solution You Can Use to Help Home Buyers Overcome Common Funding Obstacles!
The answer is private lending!
The truth is there is a vast network of private lenders out there that you can tap into to provide your clients with an unlimited amount of funds at a much better interest rate and with much more favorable payment terms.
And all you need to learn is how to begin using these private lenders to explode your income and make your clients' home ownership dreams come true is in Home Ownership Made Easy: The Mortgage Brokers Textbook.
This textbook contains all the tips, techniques and secrets you need to know to use private lenders to finance your clients' purchase of a home. You'll learn ...
- Where to find private lenders - and how to get them to line up to invest in your clients' purchase of a new home!
- Exactly who private lenders are - and why they would want to lend money to your clients!
- How to approach private lenders and ensure you get all the funds your clients need to purchase their dream home - you'll be amazed at how easy it is to do when you follow these simple tips!
- Why when dealing with private lenders it doesn't matter what your clients' financial status is - that's right, private lenders won't care if your clients are in debt, have bad credit or are unemployed ... find out why here!
- How to establish credibility with private money lenders - plus, exactly what to say to them in person or on the phone to get the money your clients need!
- 3 ways your clients can use the funds they receive from private lenders - plus, how you can help them decide which method is best for them and their situation!
- How to help your clients forget the negatives in their lives (such as a foreclosure or a bad financial situation) and instead focus on the positives - and why being able to do this is so essential to their being able to get all the funds they need!
- How to structure an agreement with one or more private lenders - so that you create a win-win-win situation for yourself, the lenders and your clients!
- How to quickly and easily complete all the paperwork you clients need to acquire funds from private lenders, carry out the loan, and purchase a new home - these simple step-by-step instructions make a potentially frustrating and confusing process so simple even a fifth-grader could do it ... includes phone call scripts, referral scripts, referral log, referral and standard letters, interest forms, purchase and sales agreement, land installment contract, title check and appraisal forms, closing documents and much more!
- What most people don't realize about IRAs - and how this knowledge can be used to secure funds your clients need to buy a home ... fast!
- How to open an IRA account - plus, the 4 types of IRA paperwork and how to make filling out this paperwork a totally "hassle-free" experience!
- A five-step plan for purchasing a new home - following these tips will put your clients on the fast track to home ownership!
- And much, much more!
Get the Expert Advice You Need Now to Offer Private Lending as a Funding Solution to Your Clients!
Here is what you get with Home Ownership Made Easy: The Mortgage Brokers Textbook:
- A comprehensive, yet easy-to-read 96 page book jam-packed with information and tips you need to know to help home buyers get the private lending funds they need to buy their dream home.
- Two downloadable audio's that detail the step-by-step system.
- A fabulous forms package with all the needed forms to get started today.
For a limited time, you can take advantage of a special promotional offer and receive the Home Ownership Made Easy: Mortgage Brokers Textbook for $10.00 off the regular price of $29.95.
Get this fantastic home study system for dirt cheap $19.95 if you order today.
And With My Unconditional 100% Money-Back Guarantee, You've Got Absolutely Nothing to Lose
I am so sure that you will love Home Ownership Made Easy: The Mortgage Brokers Textbook that I am offering an unconditional 100% money-back guarantee.
If you are not completely satisfied with your purchase, simply return your textbook to me within 30 days and I will refund your money, in full, with absolutely no questions asked!
You really do have absolutely nothing to lose - access to an entire new market of clients to gain!
But don't delay!
I must warn you that I can't keep this home study system at this low price for long. It is far too valuable.
This is your chance to discover the information and advice you need to help your clients purchase a new home so you can get paid!
Remember my special promotional offer won't last long.
Also remember, that you are making this purchase at absolutely no risk. So grab this special price while you can! If Home Ownership Made Easy: The Mortgage Brokers Textbook isn't everything you were expecting, simply return it to me within 30 days and I will refund your money immediately.
To take advantage of this tremendous introductory offer while it lasts, simply click on the order button at the right.
Still questioning whether Home Ownership Made Easy: The Mortgage Brokers Textbook is right for you? Contact me to further discuss how this book can benefit you and your mortgage broker business in particular.